Budgeting & Saving App

Snapshot

Who is FutureSafe?

FutureSafe is a mobile app and responsive website designed to help young adults develop better financial habits by tracking expenses, managing budgets, and setting savings goals. The platform provides a real-world approach to financial management, empowering users to make informed financial decisions.

My Contribution:

I did the end-to-end design process, conducting user research to understand financial challenges faced by young adults. Based on insights, I created wireframes, interactive prototypes, and iterated designs through usability studies. Prioritizing accessibility and intuitive user flows, I designed a seamless experience to help users track expenses, manage budgets, and achieve their savings goals.

Role:

UX/UI design process and research

Duration:

8 weeks

Team:

Solo Project

S/W Used:

Figma, Google Suites, Zoom

Documents linked to this case study:

Project Overview

01
  • PROBLEM

    Many young adults, especially college students, struggle with managing their finances. A lack of real-world financial education often leads to poor budgeting and excessive spending, leaving them financially vulnerable. Traditional financial management is taught theoretically, but there is a gap in practical, hands-on budgeting tools tailored for young adults.

  • SOLUTION

    To design an intuitive app that encourages users to track their spending, manage expenses, set savings goals, and consistently deposit money to achieve financial stability.

Understanding the user

02

I conducted interviews and created empathy maps to understand user needs and behaviors. I found that many young adults want to track expenses and save for future goals but struggle with existing budgeting apps.

Most apps cater to financially disciplined users and feel overwhelming with too many features. For those new to managing finances, starting to save without guidance can be challenging. They need a simple, intuitive solution with helpful reminders to build financial habits. This research uncovered key pain points:

  • Lack of guidance

    There is no proper guidance for the person who don’t have experience in finance management

  • Irrelevant information

    Too much information before users can get access to the piece of data they want,it’s tiring

  • Not for young adults

    Most apps are made for people who have already disciplined themselves about their own money

User Personas

03

Belinda is a student working as a server want to manage her expense and figure out her wants and needs So that she can save money for emergencies and future goals.

User Persona
"Interested in discovering the details of the second user persona and their specific needs? Click here to explore the insights!"

User Journey Map

04

Belinda - Goal: Make a budget and want to control expenses and save up money

User Journey Map

Competitive Analysis

05

I looked at several potential direct competitors with FutureSafe. The majority of the features between competitors were very similar, however the main differences that we noticed were:

  • Linked bank account vs unlinked bank account
  • Messy interface vs clutter-free interface
  • overwhelmed with information vs highlighting the useful information
  • Informative reports vs basic reports of the transaction
  • Push-up notification about your due bills vs no notification

Sketching & Paper Wireframes

06

Creating multiple paper wireframe iterations allowed me to refine the app’s layout and ensure each element effectively addressed user pain points. For the home screen, I prioritized displaying expenditure status upfront for quick and easy access.

Paper Wireframe

Digital Wireframes

07

I translated paper sketches into digital wireframes, focusing on a clear layout and intuitive navigation. Key features like expense tracking and goal setting were prioritized for easy access.

Digital Wireframe

Usability Testing

08

I conducted a usability studies. Findings from the first study helped guide the designs from wireframes to mockups.

  • Expenditure Overview

    Users need a way to view both weekly and monthly expenditure status for better financial tracking.

  • Accessible Data Representation

    Provide an alternative chart representation that isn’t solely dependent on color codes for better accessibility.

  • Flexible Budget Management

    Users want the ability to add budget categories anytime for a more convenient and personalized experience.

"Organize usability study insights with an affinity diagram to identify patterns, user pain points, and opportunities for improvement—click to explore!"

Design Systems

09

A cohesive design system was established to maintain consistency across the app, ensuring intuitive navigation, accessibility, and scalability. Standardized components, typography, and color schemes were implemented to create a seamless user experience.

Design System

Mockups

10

Refining wireframes into high-fidelity mockups, I enhanced the visual hierarchy and usability. The final design ensures a seamless, engaging experience for young adults managing their finances.

Mockups

Mobile App Features Showcase

11
Welcome screen gif

Welcome screen

When users open the app, they are greeted with a brief logo animation followed by a welcome screen highlighting the app’s key features.

Sign in/sign up

They can sign in to access the platform or create a new account through a simple, guided process.

Sign in/sign up gif
Budget gif

Budget

The app provides an intuitive financial overview, displaying budgets in a pie chart format. Users can create new budgets, add categories, and track spending in each category.

Saving

The app provides an intuitive financial overview, displaying savings in a pie chart format. They can set and manage savings goals, deposit or withdraw funds, and edit their goals as needed.

Saving gif
Community and expense gif

Community and expense

Beyond budgeting, the app offers educational content and community engagement through articles and a forum where users can ask questions and interact with others.

other features

Additional features include expense tracking, yearly expenditure reports, account management, category-based reminders, notifications, and a personalized profile section.

other features gif

Impact and Reflection

12
  • 01

    Intuitive and Beginner-Friendly Design

    Users found the app easy to navigate, with engaging visuals, clear hierarchy, and a simplified feature set that made budgeting accessible for those new to financial management.

  • 02

    Strategic Problem-Solving Through Design

    Breaking down a complex problem into structured design steps and aligning with user needs enabled me to create solutions that were both practical and impactful.